The ramblings of a 20+ year FinTech Veteran
For those of you who had the privilege of growing up in the ‘70s, you’re probably familiar with the amazing Schoolhouse Rock videos that were sandwiched in-between various cartoon and TV shows on Saturday mornings. These videos taught kids of the ‘70s about grammar (Conjunction Junction), science (Interplanet Janet), history (I’m Just a Bill) and math (My Hero, Zero). But […]
My name is Frank and I have a problem. I like to put fancy titles on papers and presentations that I write as a way of luring in unsuspecting readers. It seems to have worked with The Hourglass Effect and with The Brave 100, so I’ve decided now isn’t the time to break my habit. My newest piece is called […]
Please don’t laugh at me. I’m about to share an embarrassing secret and would like to do so without the fear of judgment or ridicule. Want to know my secret? I have a long and sad history of trying to solve problems with the wrong technology. And guess what happened each and every time? I failed just about as badly […]
I don’t think this is a very profound insight, but having been around the business building block for two and a half decades I can truly say that building a wildly successful business is difficult. Building a so-so business is equally difficult. And what’s sad is that building an unsuccessful one might be even more difficult than building a successful […]
A year in the life of an Entrepreneur often feels like being on an eternal roller-coaster. Five hundred twenty-five thousand six hundred minutes (no I’m not channeling a song from “Rent”). And every one of them a chance for the up feeling that comes with good news or the depression and panic that inevitably accompanies bad news. A year ago […]
Forgive me (my few but loyal readers) for I have been busy. It’s been 3 months since my last post which is the longest period of inactivity since I started blogging a few years back. The excuses are many but in the grand scheme of things not important. What matters is that it’s time to get back on the wagon […]
Apologies for being so delinquent in posting but it’s been a busy start to the year. In addition to working on time intensive projects with a few of our portfolio companies, QED formalized a very exciting relationship with Fifth Third Bancorp. You might or might not have read about it (Fifth Third Bancorp Partners With QED Investors), but hopefully it explains […]
While I don’t like to admit it, I think I’ve finally become “that grumpy old guy”. To be clear, I’m still in my 40s and am generally upbeat. But, I’ve finally ticked all the major boxes that would qualify me as a curmudgeon. Box #1: In my early 30s I called the cops on a neighbor who was racing his […]
First, apologies to those dedicated fellow fintech junkies that actually read what I write. I’ve been very delinquent in posting recently but it’s been a busy time personally and professionally. Hopefully I’ll be able to post more regularly going forward….hopefully! With this said, having just returned from the Money2020 conference I thought I’d share a few thoughts on a topic […]
There are certain “truths” in life that are immutable whether one wants to believe them or not. In order for the motion of an object to change, a force must act upon it (Newton’s First Law of Motion). The total energy in a closed or isolated system is constant (Conservation of Mass-Energy). If you need n items of anything, you will have n – […]
Contrary to popular belief, there is no such thing as an absolute “good trait” or an absolute “bad trait”. There are times that being aggressive is a good thing and there are times that being selfless is a bad thing. Context matters. To this end, I wanted to share my thinking about a particular Entrepreneurial trait that most people believe […]
Those of you who know me well know that I have a history of challenging the norm. I’ve found myself called into many a boss’s office over things I did that didn’t conform to the rules. When faced with a problem or a challenge, I’ve always started by finding a solution that assumed away all constraints first. Only after I […]
“Tears come from the Heart, not the Brain” Leonardo da Vinci I’m sad. Not angry, not frustrated, not panicked. Just sad. The industry that I love so much is in the midst of a minor meltdown, and everyone wants to know if it’s a storm in a teacup or an extinction event. I’ve carefully articulated my perspective in recent posts, […]
As a longtime fan of Alice and her Adventures in Wonderland, I can’t help but draw upon the well-known imagery from time to time. And it just so happens that I find it appropriate to use for this post so feel free to smile like the Cheshire Cat and read on. At QED, we pride ourselves on being operators disguised […]
“I once was lost, but now am found, Was blind, but now I see.” John Newton For those of you involved in the lending ecosystem, you either were at LendIt or you should have been at LendIt. The annual gathering of “all things lending” was over 3,500 strong this year and the agenda was chock full of interesting topics and […]
Earlier this week an article I wrote appeared in the American Banker that laid out four simple questions that could be used to frame a lender’s chances of “surviving, thriving or dying” in today’s tumultuous environment. Based on the feedback, it seems to be resonating almost as much as my “Shipping Code = Life!” entry (best interaction by far). Based on the feedback I decided […]
