Earlier this year I wrote and released a white paper in advance of the LendIt Conference that focused on the personal loan marketplace (The Hourglass Effect). It was a combination 10 year retrospective and a forward looking view that shared my thinking about what could happen tomorrow and beyond. The paper was long and full of economic jargon and more a labor of love than what the typical reader would call “accessible”. But to my surprise, the paper was very well received, having been downloaded thousands of times with zero negative feedback. And an even bigger surprise was that the predictions in the paper are ALL coming true.
So, when an opportunity arose for QED Investors to present about Small Business lending trends at Money2020 it seemed obvious that another white paper was in order. My first thought was to keep it simple and write the children’s book version of a white paper — lots of pictures and very few words — but I quickly dismissed that idea because it isn’t who I am. Instead, I was (somehow) able to rope in our good friends at Oliver Wyman to co-author an in-depth paper with me (thanks Peter Carroll!) The data that Oliver Wyman has assembled about the Small Business lending ecosystem and the perspective they’ve been able to create given their position in the marketplace (the premier consulting firm in the financial services industry with direct access to the C-Suites of Banks) can only be thought of as “unparalleled”. The paper wouldn’t be what it is without them.
So….feel free to download the paper, digest it, criticize it, discuss it, share the download link with your friends, and add your comments below.