Confessions of a FinTech Junkie

Earlier this week an article I wrote appeared in the American Banker that laid out four simple questions that could be used to frame a lender’s chances of “surviving, thriving or dying” in today’s tumultuous environment.  Based on the feedback, it seems to be resonating almost as much as my “Shipping Code = Life!” entry (best interaction by far).

Based on the feedback I decided to follow it up with another short article that was picked up by The Lending Times this morning.  The title says it all: What Happens When The Cash Runs Out? and I’m guessing there will be a fair bit of debate about the conclusions in the piece.  It won’t be universally loved because of its implications to investors.  It won’t be universally loved because entrepreneurs don’t take failure well.  And it won’t be universally loved because there’s nothing to love about the topic.

And before you decide to shoot the messenger, make sure you internalize that all I’ve shared are generalities.  The truth?  Each and every company is unique in its own way. There isn’t a master puppeteer controlling the fate of companies that have yet to climb the scale curve — and if there is one it isn’t me!

Feedback always welcome.

Until next time,

fintechjunkie